Workers Compensation Insurance: Protecting Business Owners in ...

Last week, we discussed the various types of business insurance coverages every Hanover business owner should purchase. This week, we are going to focus on one specific type of business insurance coverage: Workers Compensation Insurance (also referred to as workers comp).

Workers compensation insurance is required when you employee more than your state?s designated number of employees (except in Texas). This type of coverage protects employers and business owners from lawsuits resulting from workplace accidents and injuries. Workers compensation insurance pays for medical care and replaces a portion of lost wages, rehabilitation services, and death benefits for an employee who is injured in the course of employment, regardless of who was at fault for the injury.

Workers compensation insurance covers workers who?

1.?? are injured on the job

2.?? are injured in auto accidents while on business

3.?? contract a work-related illnesses

At Barrick and Associates, we understand the importance of creating and maintaining a safe, productive work environment for your employees and customers. We will work with you to develop an effective safety and insurance plan. Over time, accident prevention and management may save you money by:

???? Reducing direct and indirect expenses normally associated with losses.

???? Qualify you for available insurance discounts.

???? Lower the overall cost of your coverage by improved loss experience.

If you have any further questions about?Business Insurance Policies, please contact the insurance experts at Barrick & Associates, Inc. to learn more. Call 1-800-548-9810 or?click here?today!

We offer quality protection and affordable pricing??click here?for a free, real-time insurance quote.

Whether you?re looking for business insurance or auto, home, life, or health insurance in Hanover, PA, our qualified and knowledgeable staff will help you find the right policy to best suit your needs. And we do much more than just help you purchase a policy. We also assist in submitting claims and customizing programs for your business. We specialize in providing customized insurance protection for Automobile Dealers, Auto Service Centers, Auto Body Shops, Contractors, Farms and Restaurants, as well as Personal insurance policies. And with all of our insurance services, Barrick and Associates offers a ?Money Back Guarantee.?

We are the leading provider of insurance in Hanover, Pennsylvania.

Check us out on?Facebook?and?Twitter?as well!

Sources:

Do I need workers compensation insurance?

Tags: business insurance coverages, Business Insurance Policies, Business Owners, Hanover, insurance quote, lawsuits, PA, Pennsylvania, workers compensation insurance, workplace accidents and injuries

This entry was posted on Friday, March 16th, 2012 at 6:26 pm and is filed under Business Liability Insurance Hanover, Pennsylvania, Insurance Hanover, Pennsylvania, Insurance Solutions Hanover, Pennsylvania, Small Business Insurance Hanover, Pennsylvania, Workers Compensation Insurance. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.

Source: http://barrickassociates.com/blog/?p=229

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